.bw-ty-wrap {
  max-width: 640px;
  margin: 0 auto;
  padding: 48px 16px 64px;
  font-family: 'DM Sans', sans-serif;
}

/* Hero */
.bw-ty-hero {
  text-align: center;
  margin-bottom: 40px;
}

.bw-ty-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: #d1fae5;
  color: #059669;
  font-size: 30px;
  line-height: 64px;
  margin: 0 auto 20px;
}

.bw-ty-title {
  font-size: 28px;
  font-weight: 700;
  color: #111827;
  margin: 0 0 10px;
  font-family: 'DM Sans', sans-serif;
}

.bw-ty-subtitle {
  font-size: 16px;
  color: #6b7280;
  margin: 0 0 16px;
  line-height: 1.6;
}

.bw-ty-ref {
  display: inline-block;
  background: #f3f4f6;
  border-radius: 8px;
  padding: 8px 20px;
  font-size: 14px;
  color: #374151;
  letter-spacing: 0.04em;
}

/* Summary */
.bw-ty-summary {
  background: #f9fafb;
  border: 1.5px solid #e5e7eb;
  border-radius: 12px;
  padding: 24px;
  margin-bottom: 40px;
}

.bw-ty-section-title {
  font-size: 16px;
  font-weight: 700;
  color: #111827;
  margin: 0 0 16px;
  font-family: 'DM Sans', sans-serif;
}

.bw-ty-summary-grid {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 16px;
}

.bw-ty-summary-row {
  display: flex;
  gap: 12px;
  align-items: baseline;
  padding-bottom: 10px;
  border-bottom: 1px solid #e5e7eb;
}

.bw-ty-summary-row:last-child { border-bottom: none; padding-bottom: 0; }

.bw-ty-key {
  font-size: 12px;
  font-weight: 600;
  color: #9ca3af;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  min-width: 100px;
  flex-shrink: 0;
}

.bw-ty-val {
  font-size: 14px;
  color: #111827;
  font-weight: 500;
}

.bw-ty-bank-note,
.bw-ty-card-note {
  font-size: 13px;
  color: #374151;
  background: #fff;
  border: 1px solid #e5e7eb;
  border-radius: 8px;
  padding: 12px 14px;
  line-height: 1.5;
  margin-top: 4px;
}

.bw-ty-bank-note { border-left: 3px solid #f59e0b; }
.bw-ty-card-note { border-left: 3px solid #059669; }

/* Process steps */
.bw-ty-process { margin-bottom: 40px; }

.bw-ty-process-sub {
  font-size: 14px;
  color: #6b7280;
  margin: -10px 0 24px;
}

.bw-ty-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.bw-ty-step {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  padding: 20px 0;
  border-bottom: 1px solid #f3f4f6;
}

.bw-ty-step:last-child { border-bottom: none; }

.bw-ty-step-num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #111827;
  color: #fff;
  font-size: 14px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.bw-ty-step-body { flex: 1; }

.bw-ty-step-title {
  font-size: 16px;
  font-weight: 700;
  color: #111827;
  margin: 0 0 6px;
  font-family: 'DM Sans', sans-serif;
}

.bw-ty-step-desc {
  font-size: 14px;
  color: #6b7280;
  line-height: 1.6;
  margin: 0;
}

/* CTA */
.bw-ty-cta { text-align: center; }

.bw-ty-btn-home {
  display: inline-block;
  padding: 12px 32px;
  background: #D91212;
  color: #fff;
  border-radius: 8px;
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  font-family: 'DM Sans', sans-serif;
  transition: background 0.15s;
}

.bw-ty-btn-home:hover { background: #520000; color: #fff; }

@media (max-width: 480px) {
  .bw-ty-title { font-size: 22px; }
  .bw-ty-summary { padding: 16px; }
}